Home
Loan Products
New Construction DSCR Rental Bridge Fix & Flip Build to Rent
Who We Are
What We Do Meet the Team Where We Lend
Broker Partners
Loan Calculators
Construction DSCR Rental
Apply Now
All Lending Areas

Private Lending in Arkansas

Residential investment financing across Arkansas’s major metropolitan areas. Bridge, DSCR, fix & flip, new construction, and build-to-rent programs.

Investing in Arkansas

Arkansas offers cost-effective real estate investments with median home prices around $220,000 and low property tax rates near 0.62%. The state's improving infrastructure, particularly around Little Rock and Fort Smith, combined with business recruitment initiatives, creates steady investor demand for both fix-and-flip and rental portfolios.

Population growth remains modest but consistent, with strong migration into Little Rock and Northwest Arkansas (Bentonville, Rogers). The state's favorable business climate, Walmart headquarters presence, and lower competition from national investors make it an attractive secondary market for value-focused operators.

Arkansas Markets We Serve

We lend across Arkansas’s major metropolitan areas. If your project is in or near one of these markets, we want to hear about it.

Little Rock Fort Smith Bentonville Rogers Fayetteville

Available in Arkansas

Every loan program we offer is available to qualified borrowers and properties in Arkansas.

Market Snapshot

Median Home Price
$220,000
Property Tax Rate
0.62%
Population Growth
0.8% annually
Annual Permits
~8,500 annually
Landlord Friendly
Yes
Top Yield Market
Little Rock

What Works in Arkansas Right Now

Northwest Arkansas Growth Play

Bentonville and Rogers attract young professionals and corporate relocations. Target emerging neighborhoods with bridge financing for acquisition and value-add. Rents are rising faster than state average.

Little Rock Multi-Family Conversion

Downtown and midtown Little Rock feature older buildings suitable for adaptive reuse. Finance conversions to modern apartments or mixed-use space. State tax credits and local incentives improve project returns.

Secondary Market DSCR Rental Stacking

Acquire 3–5 modest single-family homes in Little Rock ($150K–$220K range) and leverage DSCR financing to build portfolio. Low carrying costs enable aggressive hold-and-rent strategies.

Frequently Asked Questions

What are Arkansas's property tax rates?
Arkansas property tax averages 0.62% of assessed value, competitive with neighboring states. No additional transfer taxes on residential properties. This keeps operating costs low for rental investors.
Does Arkansas allow evictions without cause?
Yes. Arkansas has no just-cause eviction requirement. Landlords can terminate tenancies with 30 days' notice for any reason (subject to standard lease terms). Eviction proceedings are efficient, typically 2–3 weeks.
Are there state-specific tax incentives for residential developers?
Arkansas offers enterprise zone tax credits and property tax abatements in designated areas, particularly around Northwest Arkansas. Consult with a local CPA to maximize incentives for new construction and renovation projects.
What is the typical hold period for fix-and-flip projects in Arkansas?
6–9 months is standard. Labor is readily available, and material costs are below national averages. Bridge financing with interest-only payments keeps carry costs under 5% annually.

Also Lending In

Start Your Arkansas Investment

Our team has deep experience financing residential projects across Arkansas. Reach out to discuss your next deal.

Apply Now →