DSCR Rental Loan Calculator
Estimate your rate and monthly payment for a 30-year rental loan based on property cash flow.
About You
Basic borrower information for rate pricing.
Please select your credit score range.
Please select an option.
Property Details
Tell us about the rental property.
Please select a property type.
Please select a state.
Please enter the property value.
Please enter the monthly rent.
Please enter annual taxes.
Please enter annual insurance.
Loan Preferences
Choose your loan structure.
Maximum 80%. Lower LTV = better rate.
Your Estimated Loan Terms
Best available rate across our DSCR programs.
Estimated Rate (30yr Fixed)
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Loan Amount
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Est. Monthly Payment
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DSCR Ratio
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Monthly Cash Flow Breakdown
Monthly P&I / Interest
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Monthly Taxes
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Monthly Insurance
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Monthly HOA
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Total PITIA
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Monthly Rent
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Net Cash Flow (Rent less PITIA)
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DSCR Ratio (Rent ÷ PITIA)
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This is an estimate based on the information provided. Final rate determined by full underwriting, appraisal, and program eligibility. DSCR calculated using the lower of market or in-place rent. Multi-property portfolios may qualify for crossed collateral pricing.
Want a Formal Quote?
Enter your details and a loan officer will reach out within one business day.
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Edit Your Inputs
Change any value below and recalculate.
Credit Score
Foreign National
Property Type
State
Property Value
Monthly Rent
Annual Taxes
Annual Insurance
Annual HOA
Desired LTV
Loan Purpose
Interest Only
Prepay Penalty
Want a Formal Quote?
Enter your details and a loan officer will reach out within one business day.