Leverage your lot position with a construction escrow designed around your budget to take a project from start to completion.
Business-purpose financing for licensed builders and developers. Not available for primary or personal residences.
Our ground up construction financing provides leverage to your finished lot position coupled with a construction escrow designed around your budget to take a project from start to completion. Whether you're building a single-family spec home, a townhome community, or larger tract development, we structure financing that matches your build timeline and budget.
As a combination loan, we provide a day-one advance of capital based on the current value of the lot followed by requested draws against a submitted construction budget. Our draw process is fast, transparent, and predictable through our Asset Management portal.
Our underwriting focuses on the project itself and the experience of the builder behind it.
Looking for a specific program? See our ground-up construction loans for projects starting from raw land, or spec home construction loans for builders constructing homes for resale.
$150,000 to $5,000,000 per loan. Multi-loan structures available up to $10MM ($20MM case by case).
15-18 months with extension options
As fast as 21 days
As fast as 48 hours
Tell us about your project and we'll be in touch within one business day. Business-purpose loans only, not for primary or personal residences.
Thank you — our team will be in touch within one business day.
See current construction loan rates from 8.875%