Residential investment financing across Florida’s major metropolitan areas. Bridge, DSCR, fix & flip, new construction, and build-to-rent programs.
Florida remains America's premier real estate investment destination, driven by no state income tax, sustained population migration, and diverse regional markets. Miami, Tampa, Orlando, and Jacksonville each offer distinct investment profiles from luxury coastal to high-volume suburban growth corridors. The state's $330,000 median masks substantial regional variation.
New construction activity exceeds 100,000 annual building permits. Institutional investors, international capital, and operational sophistication set competitive expectations. For experienced operators, Florida's combination of tax efficiency, appreciation, and refinance velocity creates the highest-leverage investment environment in the nation.
We lend across Florida’s major metropolitan areas. If your project is in or near one of these markets, we want to hear about it.
Every loan program we offer is available to qualified borrowers and properties in Florida.
Short-term capital for acquisitions, dispositions, or refinances. Close in as little as one week.
Learn More30-year fixed financing based on property cash flow. Ideal for scaling or holding a rental portfolio.
Learn MoreAcquisition and renovation capital for value-add residential projects.
Learn MoreCapital for home builders to leverage their lot position and break ground on new residential projects.
Learn MoreFinancing for purpose-built rental communities and single-family rental developments.
Learn MoreTampa's construction boom (20,000+ annual permits) supports builder financing and takeout. Finance development from land through vertical construction into permanent DSCR refinance. Multi-phase projects enable portfolio scaling.
Waterfront and high-end residential properties in Miami undergo renovation cycles. Bridge financing accelerates acquisition and value-add. Exit into permanent financing or stabilized rental income. Average project timelines are 8–12 months.
Suburban Orlando offers lower cost basis ($220K–$300K) and strong owner-occupant demand. 5–7 month renovation cycles with bridge financing yield 20%+ total returns. Rental income remains strong if projects convert to hold.
Our team has deep experience financing residential projects across Florida. Reach out to discuss your next deal.
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