Residential investment financing across the Columbus metro area. Construction loans, DSCR rental financing, bridge loans, fix & flip, and build-to-rent programs for builders and investors in Ohio's fastest-growing city.
Columbus is the fastest-growing major city in the Midwest, with a metro population of approximately 2.1 million and consistent annual growth. The city benefits from a diversified economy anchored by Ohio State University, one of the largest universities in the country, along with major healthcare systems, insurance companies, and a growing technology sector. Intel's $20 billion chip fabrication investment in Licking County has positioned Columbus for a new phase of growth that will drive housing demand for years to come.
For builders and investors, Columbus offers one of the most attractive risk-reward profiles in the Midwest. Median home prices around $280K provide accessible entry points, while rents support strong DSCR ratios. The Short North, German Village, and Clintonville neighborhoods continue to appreciate, while suburbs like Dublin, Hilliard, and New Albany attract new construction activity. Ohio's moderate property taxes and straightforward landlord-tenant laws create a favorable operating environment for portfolio investors.
We finance residential investment projects across the Columbus metro, including Franklin, Delaware, and Licking counties.
Every loan program we offer is available to qualified borrowers and properties in the Columbus metro.
Short-term capital for acquisitions, dispositions, or refinances. Close in as little as one week.
Learn More30-year fixed financing based on property cash flow. Ideal for scaling or holding a rental portfolio.
Learn MoreAcquisition and renovation capital for value-add residential projects.
Learn MoreCapital for home builders to leverage their lot position and break ground on new residential projects.
Learn MoreFinancing for purpose-built rental communities and single-family rental developments.
Learn MoreIntel's Licking County investment is driving unprecedented housing demand in New Albany, Pataskala, Johnstown, and surrounding areas. Builders delivering homes in the $320K to $450K range are seeing strong absorption from construction workers and incoming Intel employees. The multi-year build-out timeline creates a sustained window for new construction activity.
Columbus offers some of the strongest DSCR ratios in the country due to its affordable price points and solid rental demand. Properties in the $200K to $300K range in Hilliard, Grove City, Reynoldsburg, and Westerville command rents of $1,200 to $1,500/month. Investors can build 10+ unit portfolios with favorable leverage, supported by Ohio State University's consistent tenant pipeline and a growing professional workforce.
Short North, Clintonville, and parts of Franklinton offer value-add opportunities in walkable, high-demand neighborhoods. Acquisition costs of $180K to $260K with $50K to $80K renovation budgets can yield after-repair values in the $320K to $400K range. These neighborhoods benefit from limited supply, strong buyer demand from young professionals, and continued gentrification trends.
Our team has deep experience financing residential projects across the Columbus metro. Reach out to discuss your next deal.
Apply Now →