Residential investment financing across Maine’s major metropolitan areas. Bridge, DSCR, fix & flip, new construction, and build-to-rent programs.
Maine's real estate market combines coastal vacation-home demand with steadier inland residential rental opportunities. Portland and surrounding suburbs are anchored by MaineHealth (the state's largest employer), Idexx Laboratories, Unum, WEX, and the University of Southern Maine. Bath Iron Works (General Dynamics) anchors midcoast employment, while Jackson Laboratory drives Bar Harbor and L.L.Bean anchors Freeport. Remote-work migration from Boston and New York has compressed Portland inventory.
Property taxes are moderately high (1.31%), limiting DSCR cash-flow returns. Portland long-term single-family rentals typically run $1,800–$2,400/month on a $350K–$450K basis; coastal vacation rentals in Bar Harbor, Boothbay, and Cape Elizabeth command meaningful seasonal premiums. Lewiston-Auburn offers $120K–$180K cost basis for multi-unit hold strategies. For patient capital, Maine offers lifestyle appeal and tourism-driven diversification.
We lend across Maine’s major metropolitan areas. If your project is in or near one of these markets, we want to hear about it.
Every loan program we offer is available to qualified borrowers and properties in Maine.
Short-term capital for acquisitions, dispositions, or refinances. Close in as little as one week.
Learn More30-year fixed financing based on property cash flow. Ideal for scaling or holding a rental portfolio.
Learn MoreAcquisition and renovation capital for value-add residential projects.
Learn MoreCapital for home builders to leverage their lot position and break ground on new residential projects.
Learn MoreFinancing for purpose-built rental communities and single-family rental developments.
Learn MorePortland's educated workforce and professional jobs support stable rental demand. Acquire 2–4 properties in walkable neighborhoods ($250K–$320K). DSCR financing locks moderate yields (4–5%) but strong appreciation potential.
Invest in vacation-suitable properties in Bar Harbor, Boothbay, or Cape Elizabeth. Blend seasonal vacation income with winter long-term rentals or owner-occupancy. Bridge financing for acquisition, hybrid DSCR for hold and refinance.
Acquire older homes or small apartment buildings in Lewiston-Auburn ($120K–$180K cost basis). Convert or stabilize for long-term rental. Lower cost basis supports 6–7% cap rates despite property tax drag.
Our team has deep experience financing residential projects across Maine. Reach out to discuss your next deal.
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