Residential investment financing across Maine’s major metropolitan areas. Bridge, DSCR, fix & flip, new construction, and build-to-rent programs.
Maine's real estate market combines coastal vacation-home demand with steadier inland residential rental opportunities. Portland and surrounding suburbs offer $280,000–$320,000 median prices with strong professional employment. The state's outdoor recreation lifestyle and remote-work appeal drive appreciation and rental demand.
Property taxes are moderately high (1.3%), limiting DSCR cash-flow returns. However, seasonal rental income from vacation properties and strong long-term appreciation in coastal and mountain communities support bridge and hybrid strategies. For patient capital, Maine offers lifestyle appeal and tourism-driven diversification.
We lend across Maine’s major metropolitan areas. If your project is in or near one of these markets, we want to hear about it.
Every loan program we offer is available to qualified borrowers and properties in Maine.
Short-term capital for acquisitions, dispositions, or refinances. Close in as little as one week.
Learn More30-year fixed financing based on property cash flow. Ideal for scaling or holding a rental portfolio.
Learn MoreAcquisition and renovation capital for value-add residential projects.
Learn MoreCapital for home builders to leverage their lot position and break ground on new residential projects.
Learn MoreFinancing for purpose-built rental communities and single-family rental developments.
Learn MorePortland's educated workforce and professional jobs support stable rental demand. Acquire 2–4 properties in walkable neighborhoods ($250K–$320K). DSCR financing locks moderate yields (4–5%) but strong appreciation potential.
Invest in vacation-suitable properties in Bar Harbor, Boothbay, or Cape Elizabeth. Blend seasonal vacation income with winter long-term rentals or owner-occupancy. Bridge financing for acquisition, hybrid DSCR for hold and refinance.
Acquire older homes or small apartment buildings in Lewiston-Auburn ($120K–$180K cost basis). Convert or stabilize for long-term rental. Lower cost basis supports 6–7% cap rates despite property tax drag.
Our team has deep experience financing residential projects across Maine. Reach out to discuss your next deal.
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