Residential investment financing across Montana’s major metropolitan areas. Bridge, DSCR, fix & flip, new construction, and build-to-rent programs.
Montana's real estate market combines outdoor lifestyle appeal with accelerating in-migration. Billings is anchored by Billings Clinic, St. Vincent Healthcare, ExxonMobil and Phillips 66 refineries, and the BNSF rail corridor. Bozeman is driven by Montana State University, Oracle (following the NetSuite expansion), and a fast-growing remote-worker/tech cluster. Missoula is anchored by the University of Montana, St. Patrick Hospital, and Washington Corporations.
For investors seeking lifestyle properties, vacation rentals, or land development with patient capital, Montana offers real runway. Billings single-family rentals typically run $1,400–$1,800/month on a $280K–$350K basis; Bozeman commands $2,000–$2,600/month reflecting tech migration. DSCR underwriting favors Billings and Missoula stability over mountain-resort seasonality.
We lend across Montana’s major metropolitan areas. If your project is in or near one of these markets, we want to hear about it.
Every loan program we offer is available to qualified borrowers and properties in Montana.
Short-term capital for acquisitions, dispositions, or refinances. Close in as little as one week.
Learn More30-year fixed financing based on property cash flow. Ideal for scaling or holding a rental portfolio.
Learn MoreAcquisition and renovation capital for value-add residential projects.
Learn MoreCapital for home builders to leverage their lot position and break ground on new residential projects.
Learn MoreFinancing for purpose-built rental communities and single-family rental developments.
Learn MoreBillings offers the most stable rental demand and investor-friendly profile. Acquire 3–5 rental properties ($240K–$320K). Modest appreciation but solid 5–6% DSCR cap rates with low property taxes.
Missoula, Bozeman, and mountain towns attract vacation and second-home demand. Blend seasonal vacation income with winter long-term rentals. Bridge financing for acquisition, hybrid DSCR for hold.
Acquire land or underdeveloped properties in growing markets. Finance build-to-rent single-family communities targeted to remote workers and retirees. Longer hold periods, appreciation-focused.
Our team has deep experience financing residential projects across Montana. Reach out to discuss your next deal.
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