Residential investment financing across New Mexico’s major metropolitan areas. Bridge, DSCR, fix & flip, new construction, and build-to-rent programs.
New Mexico's real estate market combines cultural heritage, outdoor recreation, and moderate acquisition costs ($250,000 median). Albuquerque is anchored by Sandia National Laboratories, Kirtland Air Force Base, Los Alamos National Laboratory (an hour north), the University of New Mexico, Presbyterian Healthcare, and Intel's Rio Rancho fab campus (with Facebook/Meta, Netflix, and NBCUniversal all expanding local footprints). A stable federal-research tenant base and low property taxes (0.80%) create real tax efficiency.
Albuquerque single-family rentals typically run $1,250–$1,600/month on a $220K–$300K basis; Santa Fe commands premium rates driven by cultural and vacation demand. Population growth is modest relative to neighboring states, but the combination of landlord-friendly laws, no rent control, and a research/military tenant base makes New Mexico a compelling secondary-market play for DSCR-focused investors.
We lend across New Mexico’s major metropolitan areas. If your project is in or near one of these markets, we want to hear about it.
Every loan program we offer is available to qualified borrowers and properties in New Mexico.
Short-term capital for acquisitions, dispositions, or refinances. Close in as little as one week.
Learn More30-year fixed financing based on property cash flow. Ideal for scaling or holding a rental portfolio.
Learn MoreAcquisition and renovation capital for value-add residential projects.
Learn MoreCapital for home builders to leverage their lot position and break ground on new residential projects.
Learn MoreFinancing for purpose-built rental communities and single-family rental developments.
Learn MoreAlbuquerque offers 6–8% DSCR cap rates on $150K–$220K properties. Acquire 5–8 rentals. Low property taxes and landlord-friendly laws support efficient operations. Limited appreciation but solid cash flow.
Santa Fe attracts artists, gallery owners, and vacation visitors. Acquire properties with artistic/cultural appeal. Blend short-term vacation income with long-term rental. Higher carrying costs but premium rental rates.
Rio Rancho's growth corridor supports development. Finance new construction takeout. Bridge and permanent financing for builders. Multi-phase projects.
Our team has deep experience financing residential projects across New Mexico. Reach out to discuss your next deal.
Apply Now →