Draw-based financing for residential new builds. Fund your project from foundation to certificate of occupancy with competitive leverage and fast closings nationwide.
Our ground-up construction loans are built for experienced residential builders who need reliable capital to take a project from raw land or finished lot through completion. Whether you are building a single-family spec home, a townhome row, or a small multifamily property, we structure financing around your budget and timeline.
Funding is released through a draw schedule tied to construction milestones. You receive a day-one advance based on the current lot value, followed by draws against your approved construction budget as work is completed. Our draw process is fast (typically 48 hours), transparent, and managed through a dedicated Asset Management portal.
All borrowers must be entity borrowers (LLC, LP, or Corp). We lend to builders with a track record of at least 5 completed projects. First-time builders can qualify by partnering with an experienced general contractor through our first-time builder program.
$150,000 to $5,000,000 per loan. Multi-loan structures available for builders scaling their pipeline.
12-18 months with extension options
As fast as 21 days
40+ states nationwide. Top markets: NC, SC, VA, OH, FL, TX.